Our Practice Areas
Banking & Finance Law
Banks and financial institutions collect deposits from individuals and entities and invest those funds in loans, securities, and other assets. Our firm assists lenders, and borrowers in accordance with intricate state and Federal banking statutes and regulations. Our attorneys have experience in lending and secured transactions, federally-guaranteed loans, loan workouts, mortgages and foreclosures, public finance, state and municipal bonds and financing, and international banking matters. We are general counsel for several independent banks and also represent regional banks and Agricultural Cooperative Associations. We have 100 years of collective experience in Banking Law.
Our firm exclusively represents creditors (individuals and commercial clients) in bankruptcy proceedings that are initiated to reorganize debts under a plan, or to have the debtor’s remaining assets distributed among the creditors thereby discharging the debtor from further obligation or restructuring.
Business & Commercial Law
We provide a wide variety of services to our business clients from assisting in selecting the type of organizational entity under which to operate, preparation of agreements, sale and purchase of businesses, obtaining financing and funding for business operations, and employee relations, and dissolution.
The form of business chosen for a business entity potentially affects every aspect of its operations. Our firm assists our clients in formation and business planning in deciding whether they want to operate as a closely held business, limited liability company, partnership, or corporation. We advise our clients about directors’ and officers’ liability, dissolution, reorganization, joint ventures, mergers, acquisitions, divestitures, business successions, and shareholders’ rights.
Our firm’s Elder Law practice focuses on quality legal counseling and advocating for the senior client. As our clients reach their golden years they want to be certain that they have adequately planned for long-term care (including nursing home or assisted living placement), illness, incapacity and death. We strive to help seniors work through an often complex process by helping locate the appropriate type of care which can include estate planning and Medicaid qualification and by using legal strategies unique to the elderly.
Estate Planning, Probate & Trust Administration
Our firm assists individuals in pre-death planning for the distribution of assets at death, including preparation of wills and trusts. We also assist clients in business succession planning. Upon an individual’s death, we assist personal representatives and trustees in carrying out their duties to creditors and beneficiaries.
Litigation & Appeals
Our firm represents and advises clients who are or might become involved in a lawsuit or appeal as a result of a dispute, including prevention and settlement, in such areas as estate and trust litigation, contract disputes, family law and commercial matters.
Our firm counsels clients on the best Loan product available based upon each client’s individual circumstance; assists clients in completing the necessary applications and disclosure documents to apply for 1 to 4 family residential mortgage financing.
Real Estate Law
Our firm represents both commercial clients and individuals in all proceedings and transactions that deal with real property-land and the structures attached to it-including purchase and sale, title examinations, title insurance, closings, 1031 exchanges, construction, management, leases, zoning, mortgages and foreclosures and quiet title actions.
State, Local, Municipal & Special District Law
The attorneys in our firm who practice in the State, Local, Municipal & Special District Law area have knowledge in the areas of powers and liabilities of the state, counties, cities and special districts, including administrative appeals and litigation. We are well versed in the requirements of the Administrative Procedure Act, which deals with administrative hearings and adjudication, administrative investigations, administrative officers and agents, administrative rulemaking, licensing, and regulatory enforcement.
Our firm represents individuals and commercial clients in matters with tax implications, identifying and addressing state and federal tax issues, structuring transactions in such a way as to minimize taxes and avoid inherent tax problems.